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course for success!



At Pactola, we offer a wide variety of services to expand your commercial and agricultural portfolio size and profitability with quality earning assets.

We offer the following services:

  • Commercial and Agricultural Loan Underwriting and Credit Structuring
  • Government guaranteed loan underwriting and packaging with FSA, SBA and Rural Development Loans
  • Loan participation sales and ongoing management of participation files
  • Structuring of New Market Tax Credit, Low Income Housing Tax Credit, and Historic Tax Credit Finance
  • Annual Loan Reviews and Risk Ratings
  • Portfolio management of loans
  • File analysis and Tickler Management
  • Lender and Credit Administration Education
  • Credit policy review and creation
  • Demographic and analytic studies for possible geographic or business expansion opportunities
  • Targeted business call lists