Pactola offers term loans to fund farm and ranch property, facilities, and equipment.  We also can finance agribusinesses such as stockyards, poultry houses, dairies, packing houses, and other facilities. Variable, fixed rates, and flexible payments to match the timing of your cash flow.

We are proud to be an approved seller of loans to Farmer Mac, a secondary market provider of fixed and variable rate mortgages on farms, ranches and farm production facilities.  Check out our Farmer Mac Loans link below under the Resources area.

Pactola has also partnered with Conterra Asset Management to offer alternative lending solutions for under-performing loans and credits that may not fit the traditional underwriting standards.  This alternative capital may be provided to farmers in need of special situation financing, transitional financing, debt restructures, and bridge loans.  Most loans are secured with farm real estate but may also include other farm assets like livestock, feed, and accounts receivable.



  • Farm Participation Loans

  • Transitional Financing

  • Debt Restructures

  • Bridge Lending

  • Acquisition or Refinance

  • Fixed or Variable Rates

  • Term Loans for Equipment Purchases

  • Lines of Credit for Crop Production or Livestock Management


Downloadable Forms

Agricultural Application                                              Agricultural Budget and Projection Workbook

Submitting an Ag Loan to Pactola Rating the Management

Ag Inspection