Our Mission -

Our Mission at Pactola is to Facilitate Your Success in Commercial and Agricultural Lending


Our Values -



Professionalism in lending requires that we are conservative in good times, courageous in bad times, and consistent all the time. Our goal is to calculate our analysis correctly, apply critical thinking, and communicate well with others.


Integrity means every night we can sleep well knowing we have used honesty, transparency, and a straightforward approach with all aspects of our work, including how we manage credit.

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Innovation requires we find answers that may fall outside the box, that we seek ways to improve each day, and that we do not become stuck in our ways as "sacred cows make great steak"


We seek to continually learn, open ourselves up for new ideas, and partner with our stakeholders in finding the best solution together.